AI companion apps have exploded in the last two years. Two names keep showing up in almost every conversation about chat, roleplay, images, and AI video: Secrets AI and AI Peeps.
Both promise lifelike characters. Both let you generate photos and clips. Both charge with credits.
So which one actually deserves your money? I dug through the official documentation, pricing pages, wikis, and user reviews of both platforms to build this comparison.
You will get real numbers, real limits, and clear answers. No fluff, no vague marketing talk.
By the end of this post you will know exactly which platform fits your budget, your style, and the kind of experience you want.
In a Nutshell
Here is the short version for readers who want the verdict fast.
- Secrets AI is the polished, feature heavy option. It runs on a credit system called Moments. The free tier gives 20 messages per day, Premium costs $19.99 per month with 8,000 Moments, and Ultimate costs $39.99 per month with 15,000 Moments. Annual billing drops Premium to about $9.17 per month. Standout features include Time Travel, Smart Mode memory, personas, group chats, spice levels, and Advanced image generation with up to five reference photos.
- AI Peeps is the flexible, creator friendly option. It uses PeepCoins. Images cost only 10 coins each, and paid tiers hand out 1,600 or 3,600 coins per month. Plans include Starter (free), Peep Chat, Peep Pal, and Peep Pro. Purchased coins never expire, which is a big deal for casual users.
- Image value goes to AI Peeps. A single image on Secrets AI costs 50 Moments. On AI Peeps it costs 10 PeepCoins. The generation budgets are structured differently, so you need to compare per action, not per credit.
- Memory depth goes to Secrets AI. Its Ultimate tier offers 6x memory access and doubled context. AI Peeps counters with editable memory slots on the Pro plan, which many roleplayers prefer.
- Video is a genuine tie. AI Peeps offers Base and Plus models, talking videos, loops, and clips up to 15 seconds. Secrets AI bundles video into its Generation Studio for Premium and Ultimate members.
- Both are uncensored and both take privacy seriously. Neither platform sells your chat data, and both keep conversations private to your account.
What Is Secrets AI and Who Is It For?
Secrets AI is a premium AI companion platform. You chat with characters, build your own, and generate images, videos, and audio calls inside one interface.
The platform runs on a token style currency called Moments. You spend Moments on images, videos, audio calls, custom characters, and bundles.
Text chat works differently. Free users get 20 messages per day, and every paid tier gets unlimited messaging.
The character library is one of the deepest in this category. Reviews often praise the sheer number of companions available before you ever create your own.
What makes Secrets AI stand out is polish. Features like Time Travel let you rewind a conversation to any earlier message and take a different path.
Spice Levels give you three clear tones. Mild stays wholesome, Medium leans romantic, and Spicy removes the limits.
You also choose reply length. SMS mode sends several short messages that feel like real texting, while Paragraph mode returns longer, detailed replies.
Group chats let you put multiple companions in one thread. Each one keeps its own voice during text to speech playback.
Who is it for? Secrets AI suits people who want a complete, app like experience with strong memory and heavy customization. It also fits users who value discretion, since the platform markets itself on privacy first design.
Heavy chatters get the most value here because messaging never eats your credits.
What Is AI Peeps and Who Is It For?
AI Peeps launched in August 2024. It is built and maintained by a solo creator known as Val, who answers questions personally in the community Discord.
That detail matters more than it sounds. Users repeatedly mention fast responses to feedback and frequent feature updates.
The platform calls its characters Peeps. You design their looks, personality, backstory, and the scenario where you meet.
AI Peeps is split into two clear halves. One half serves character lovers who want chat and roleplay, and the other serves image and video creators.
You can generate new images, edit images you already made, animate photos, and create cinematic clips. You can even turn any image you generated into a brand new Peep for 25 coins.
The currency is PeepCoins. New accounts start with 50 coins, and the free plan refills 50 coins every month.
Free users also get 30 text messages per day. Subscribers get unlimited text chat instead.
The platform holds a 4.7 out of 5 rating on Trustpilot, and reviewers frequently call out natural conversation flow and generous free trials.
Who is it for? AI Peeps fits creators who generate a lot of visual content. The 10 coin image price makes experimentation cheap.
It also fits people who want anime or realistic styles, editable memories, and a platform that ships updates quickly.
Secrets AI vs AI Peeps: Quick Side by Side Look
Numbers tell the story faster than paragraphs. Here is how the two platforms line up on the details that matter most.
| Feature | Secrets AI | AI Peeps |
|---|---|---|
| Currency | Moments | PeepCoins |
| Free messages | 20 per day | 30 per day |
| Free credits | None | 50 per month |
| Paid text chat | Unlimited | Unlimited |
| Entry paid price | $19.99 per month | Check live pricing page |
| Top tier price | $39.99 per month | Check live pricing page |
| Monthly credits (paid) | 8,000 or 15,000 | 1,600 or 3,600 |
| Cost per image | 50 to 100 Moments | 10 PeepCoins |
| Image edit cost | 50 Moments | 10 PeepCoins |
| Video length options | Varies by settings | 5, 10, or 15 seconds |
| Video resolution | Standard to 2K images, video varies | 480p, 720p, 1080p |
| Editable memories | Importance levels editable | Yes on Pro plan |
| Group chats | Yes | Yes |
| Voice features | Audio calls and text to speech | Voice messages and custom voices |
| Credit expiry | Grant resets, top ups never expire | Allowance resets, purchases never expire |
| Content policy | Uncensored with spice levels | Fully uncensored |
Read that table carefully before you judge on credit totals alone. Secrets AI hands out more credits, but each action costs more.
AI Peeps hands out fewer coins, but images cost one fifth as much. The real question is what you plan to create.
Try Secrets AI if chat depth and polish matter most. Try AI Peeps if volume image creation is your priority.
Character Creation and Customization
Both platforms let you build characters from scratch. The paths differ in useful ways.
Secrets AI uses a Character Studio. You set personality, appearance, and a gallery, and you can assign a dedicated reference photo for image generation.
That reference photo choice is smart. Whatever the reference shows gets preserved across future generations, so likeness stays consistent.
Custom characters on Secrets AI cost Moments to create. Paid plans also unlock custom personality editing, which the free tier does not include.
AI Peeps uses a three step creation wizard. You pick appearance and style, then personality, bio, and scenario.
Style choice is clear cut. You pick Realistic or Anime, then work through every look option from there.
Creating a Peep costs 10 coins. Editing costs 5 coins, cloning costs 10 coins, and building a Peep from an existing image costs 25 coins.
Storage limits differ by plan. Starter keeps 3 Peeps, Pal keeps 25, and Pro keeps 40 with 12 private ones.
Private characters matter for people who do not want their creations public. Both platforms support that, and AI Peeps makes the private slot count explicit on every tier.
The community angle also differs. AI Peeps has a Peeps Hub where you browse and chat with characters other users shared.
Secrets AI lets you use other users’ custom characters too, including in Advanced image mode with no setup required.
Chat Quality and Roleplay Feel
This is where most users make their decision. A pretty interface means nothing if the conversation feels flat.
Secrets AI gets consistent praise for contextual response. One long term user reported that it responds very well to how you reply, matching tone and style closely.
The asterisk action format works for roleplay. You wrap actions in asterisks and the companion follows the scene.
OOC commands let you steer without breaking immersion. You send a bracketed instruction and the character adjusts course.
Language support is automatic. Your companion matches whichever language you write in.
AI Peeps takes a different reputation. Reviewers describe the conversation itself as the strongest part, with one saying it is the first platform where the conversation actually flows naturally.
Proactive messaging is a highlight users mention often. Characters reach out on their own, sometimes with surprise images attached.
Secrets AI also offers proactive messaging, but only on the Ultimate tier with push notifications enabled. AI Peeps builds it into the general chat experience.
Both handle group chats. Secrets AI supports memory continuity across group threads, and AI Peeps sets group chat limits per plan tier.
Honest note on both: long conversations still drift. A four month study of Secrets AI found long term chat weaker than short term chat despite strong contextual replies.
That is a limitation of the technology, not one platform. Neither tool delivers perfect continuity across hundreds of messages yet.
Memory and Long Term Continuity
Memory separates a fun demo from a companion that feels real. Both platforms invested heavily here.
Secrets AI runs a tiered memory system. Free gets basic memory, Premium gets 4x memory access with 60 percent more context, and Ultimate gets 6x access with double the context.
Recall of previous conversations scales the same way. Premium recalls roughly 67 percent more, and Ultimate doubles it.
The newest addition is Smart Mode. An assistant searches your memories and past conversations before every reply, and you see a thinking indicator while it works.
You manage memories directly. You view them, delete them, and change importance between HIGH, MEDIUM, and LOW by clicking the label.
Memories are saved automatically when you share something personal. You can also add them by simply saying remember that in chat.
AI Peeps uses memory slots instead. Starter gets 1 slot, Pal and Chat get 3, and Pro gets 10.
The Pro plan adds something Secrets AI does not offer in the same form. You can view and edit memories directly, not just adjust their priority.
Memory strength also scales. Lower tiers get short term memory, Pal gets stronger memory, and Pro gets long term memory.
Which approach wins? Secrets AI offers more raw recall capacity at the top tier. AI Peeps offers more manual control on Pro.
Roleplayers who write ongoing stories usually prefer editing memories by hand. Casual chatters usually prefer automatic recall that just works.
Test both with AI Peeps free tier before you commit to either.
Image Generation Head to Head
Image quality and image cost are where these two platforms separate hardest.
Secrets AI runs two modes. Premium mode uses comma separated tag prompts, and Advanced mode uses natural scene descriptions up to 2,000 characters.
Advanced mode received a major model upgrade in July 2026. Results became sharper, prompt adherence improved, and intimate scene generation stopped being a weak spot.
Reference photos are the standout feature. You add up to five reference images from your entire gallery to guide likeness, style, and detail.
The first reference is included in the base price. Each extra reference adds 10 Moments.
Pricing is clear. An image costs 50 Moments at 1.5K resolution and 100 Moments at 2K, with 4K listed as coming soon.
Batch generation works in Premium mode only. You create up to 8 images at once, which costs 400 Moments for a full batch.
Group photos support up to 3 companions. Two companions cost 110 Moments at 1.5K, and three cost 170 Moments.
AI Peeps keeps it far simpler and far cheaper. Any image costs 10 PeepCoins, whether it comes from chat or custom generation.
Editing an image also costs 10 coins. Secrets AI charges 50 Moments per edit and restricts editing to safe content only.
AI Peeps adds Image Retry Tokens. You recover coins when you delete a bad image, which softens the sting of failed prompts.
Secrets AI offers refunds through reporting, but Advanced images and edits stopped qualifying in July 2026.
For pure image volume, AI Peeps delivers more per dollar. For maximum realism and likeness control, Secrets AI Advanced mode leads.
Video Generation Head to Head
Video is the newest battleground, and both platforms take it seriously.
AI Peeps documents its video system in detail. Every clip starts from a first frame, which is an existing image you generated.
You can optionally set a last frame to control where motion ends. Then you add an action or a short prompt.
Two models are available. Base balances quality and cost while supporting talking videos, end frames, and loops.
Plus delivers higher quality and more reliable motion with fewer strange results. It is image to video only and costs roughly double.
Base pricing scales predictably. A 5 second clip costs 40 coins at 480p, 100 at 720p, and 200 at 1080p.
Longer clips cost more. A 15 second 1080p clip runs 550 coins on Base.
Enhance and Extend tools let you upscale a clip to higher resolution and 60 fps, or continue it. Failed videos are never charged.
Secrets AI folds video into its unified Generation Studio. You toggle between image and video generation on the same page.
Video pricing depends on content mode, resolution, duration, and audio settings. The exact cost appears on the generate button before you confirm.
Video generation requires a paid subscription. It is listed as a Premium tier inclusion, so free users cannot access it.
Both platforms show live costs before you spend. Both also warn that video is the most credit hungry feature available.
The edge goes to AI Peeps for documentation clarity and the talking video option. Secrets AI wins on workflow convenience with everything in one studio.
Voice Chat, Group Chats and Extra Features
Small features often decide long term satisfaction. Both platforms stack extras well beyond basic chat.
Secrets AI offers audio calls on paid tiers. Free users cannot access them because they require Moments.
Text to speech works on any message. You click the speaker button, and it costs 10 Moments per 100 characters.
A 500 character message costs about 50 Moments. Messages must reach at least 20 characters to qualify.
Time Travel is a genuine differentiator. You rewind to any earlier message and branch the story differently, with unlimited use on paid plans.
Personas let you create and switch identities, though this sits on the Ultimate tier. Chat background photos let you set any generated image behind your conversation.
Desktop users get a pop out chat window. It is a small touch that heavy users appreciate.
AI Peeps handles voice through messages and allowances. Voice messages cost 3 coins each, and paid plans include monthly audio allowances of 600 or 2,800.
Custom voices are supported with per plan save limits. You build a voice and reuse it across characters.
Group chats scale by tier on both platforms. AI Peeps sets both the number of group chats and how many Peeps fit in each.
Permanent chat slots are worth noting on AI Peeps. Starter gets 3, Pal gets 25, and Pro gets 45.
Secrets AI does not cap conversation slots the same way. That is a quiet advantage for people who juggle many ongoing chats.
Pricing, Credits and the Real Cost
Credit systems confuse people. Let me translate both into plain math.
Secrets AI Premium costs $19.99 per month and includes 8,000 Moments. At 50 Moments per image, that funds 160 standard images.
Ultimate costs $39.99 per month with 15,000 Moments. That funds 300 standard images at 1.5K resolution.
Annual billing changes the picture. Premium drops to about $9.17 per month billed at $109.99 yearly, and Ultimate drops to $26.67 per month at $319.99 yearly.
Paid tiers also earn purchase bonuses. Premium adds 10 percent to Moment purchases and Ultimate adds 15 percent.
Here is a worked example. Buying 4,000 Moments for $11.99 returns 4,400 on Premium and 4,600 on Ultimate.
AI Peeps allocates 1,600 coins on Pal and 3,600 on Pro. At 10 coins per image, that funds 160 and 360 images.
Notice how close those image counts land. The headline credit numbers look wildly different, but the practical output is similar.
The difference shows in video. AI Peeps video costs a large slice of a smaller allowance, so heavy video creators burn through coins fast.
Expiry rules matter too. Monthly allowance coins reset on both platforms, but purchased credits never expire on either.
Secrets AI accepts cards excluding Amex, virtual debit cards, and cryptocurrency with a $20 minimum. Prepaid keys exist through G2A as a last resort method.
AI Peeps offers yearly billing at a discount and first month discounts on some tiers. Upgrades are prorated with the exact amount shown before you confirm.
Check the live AI Peeps pricing page for current numbers, since the platform updates tiers regularly.
Free Plans Compared
Free tiers reveal how confident a platform is in its product. Both offer one, and both are usable.
Secrets AI gives 20 messages per day. That limit resets 24 hours after your first message, and unused messages do not roll over.
Only your messages count toward the limit. Companion replies are free, which effectively doubles the conversation length.
Custom characters raise the ceiling to a maximum of 100. The limit is tied to your device, so making extra accounts will not bypass it.
The catch is significant. Free users receive no Moments and cannot purchase them.
That means no image generation, no video, no audio calls, and no custom characters without subscribing. The free tier is a text only preview.
AI Peeps takes the opposite approach. Free accounts start with 50 PeepCoins and receive 50 more every month.
Free users also get 30 text messages per day. Past that, messages cost 2 coins each.
Those 50 coins buy five images. It is not much, but it lets you test the visual side without paying.
One reviewer specifically called this out. They noted that other platforms wanted money upfront while this one offered a good free trial, and the developer even added extra tokens for testing.
For free trials, AI Peeps clearly wins. You can evaluate chat, images, and creation before spending anything.
Secrets AI expects you to subscribe before seeing its best features. Its free tier proves the chat quality and nothing else.
Privacy and Content Freedom
Privacy is not optional in this category. Both platforms address it directly.
Secrets AI built its positioning around discretion. Reviews describe the core philosophy as intimate moments belonging to you alone.
The platform states it does not log, track, or share your conversation data. Crypto payment support reinforces that approach for privacy focused buyers.
Content freedom is handled through Spice Levels. Mild covers everyday chat and emotional support, Medium covers romance, and Spicy removes restrictions entirely.
You set a default for new chats or change it per conversation. Switching mid conversation takes a few messages to fully take effect.
Image generation still applies some filters. Certain requests trigger content limits, though Advanced mode expanded what it handles after the July 2026 model upgrade.
AI Peeps states its position plainly. The platform is fully uncensored and works for wholesome companionship and unfiltered roleplay alike.
Its privacy commitment is equally direct. Chats are completely private, data is not sold, and conversations are not browsed by staff.
Both platforms delete your data when you delete your account. Secrets AI confirms memories are removed permanently at deletion.
Neither platform currently offers memory export. Secrets AI directs users to contact support if they need it.
One practical difference exists in refunds. AI Peeps handles refund requests case by case, and recent subscriptions with light usage are usually approved.
Secrets AI lets you cancel anytime while keeping access until the billing period ends. Both give you a clean exit, which is more than many companion apps offer.
Secrets AI Pros and Cons
Here is the honest breakdown after reviewing the documentation and user feedback.
Pros
- Unlimited messaging on every paid tier means chat never drains your credit balance
- Deepest memory system available, with 6x access and doubled context on Ultimate
- Time Travel lets you rewind any conversation and branch it differently, with unlimited use on paid plans
- Advanced image mode supports up to five reference photos for consistent likeness across generations
- Huge built in character library, praised repeatedly for depth and variety
- Smart Mode memory assistant pulls relevant context before every single reply
- Three Spice Levels give clear tonal control without prompt engineering
- SMS and Paragraph reply modes let you choose texting feel or detailed prose
- Group chats support up to three companions with individual voices
- Annual billing cuts Premium to roughly $9.17 per month, which is strong value
- Crypto and prepaid key payment options protect buyer privacy
- Batch generation creates up to eight images in one go
Cons
- The free tier cannot buy or earn Moments, so images, video, and calls are locked entirely
- Images cost 50 to 100 Moments each, which is expensive per action
- Advanced images and edits no longer qualify for refunds after July 2026
- Long term chat continuity still drifts despite the memory upgrades
- Amex cards are not accepted, and crypto carries a $20 minimum
- Personas and proactive messaging sit behind the $39.99 Ultimate tier
- Image editing works on safe content only
- Legacy Lite and Plus subscribers are being migrated to higher priced Premium
- 4K image generation is announced but not yet live
Overall, Secrets AI earns its price if you chat constantly and value memory depth.
AI Peeps Pros and Cons
Now the same treatment for the challenger.
Pros
- Images cost only 10 PeepCoins, one fifth the price of Secrets AI standard generation
- Genuinely usable free tier with 50 coins monthly and 30 daily messages
- Purchased coins never expire, so nothing you paid for goes to waste
- Image Retry Tokens refund coins when you delete a bad generation
- Video pricing is documented transparently across every resolution and length
- Talking videos, loops, and end frame control are supported on the Base model
- Enhance and Extend tools upscale clips to higher resolution and 60 fps
- Editable memories on the Pro plan, with 10 memory slots
- Realistic and anime styles both fully supported
- Failed videos are never charged to your balance
- Solo developer responds personally in Discord, often in real time
- 4.7 out of 5 Trustpilot rating from verified users
- Peep Chat tier serves people who mainly want conversation at low cost
- Create a Peep from any image you generated for 25 coins
Cons
- Monthly allowance coins do not roll over and reset at cycle end
- Free users pay 2 coins per message past the daily limit
- Permanent chat slots are capped, with only 3 on the free plan
- Smaller total coin allowances mean video eats your budget quickly
- Plus video model costs roughly double the Base model
- Live pricing must be checked on site, which makes planning harder
- Refunds are case by case, and heavy usage usually disqualifies you
- Base and Plus video models have different action sets, which confuses new users
- Smaller character library than established competitors
Overall, AI Peeps delivers better value for visual creators and cautious first time buyers.
Which One Should You Choose?
There is no universal winner here. There is only the right fit for your usage pattern.
Choose Secrets AI if you chat heavily. Unlimited messaging on every paid tier means you never watch a credit counter while talking.
Also choose it if memory matters most. The 6x access and doubled context on Ultimate outclass anything AI Peeps offers on paper.
Time Travel alone justifies the subscription for serious roleplayers. Rewinding a scene and taking a different path changes how you write stories.
Pick the annual Premium plan if you go this route. At roughly $9.17 per month it is far better value than $19.99 monthly.
Choose AI Peeps if you generate lots of visuals. Ten coins per image and ten coins per edit make experimentation genuinely affordable.
Also choose it if you want to test before paying. The free tier gives you real coins and real image generation, not just a text preview.
Video creators should lean here too. The documented pricing, talking videos, and Enhance tools give you more control.
Pick Peep Pro if you need editable memories and 3,600 coins monthly. Pick Peep Chat if you mainly want conversation at the lowest cost.
Honest suggestion: start free on AI Peeps and spend your 50 coins first. Then try Secrets AI free chat to compare conversation quality directly.
You will know within a week which interface you actually enjoy opening. That instinct matters more than any feature table.
Frequently Asked Questions
Is Secrets AI or AI Peeps cheaper?
AI Peeps is cheaper per action. Images cost 10 PeepCoins versus 50 Moments on Secrets AI.
Secrets AI is cheaper for heavy chatters. Unlimited messaging on paid tiers means conversation never costs credits.
Does AI Peeps have a free plan?
Yes. The Starter plan gives 50 PeepCoins per month and 30 text messages per day, plus a 50 coin signup bonus.
What does the Secrets AI free tier include?
You get 20 messages per day and access to all companions with basic memory. Free users cannot receive or purchase Moments, so images, video, and audio calls stay locked.
Which platform has better memory?
Secrets AI offers deeper automatic recall, with 6x memory access on Ultimate. AI Peeps offers 10 editable memory slots on Pro, which gives you more manual control.
Can I cancel either subscription anytime?
Yes. Both platforms let you cancel and keep access until your billing period ends.
Do unused credits expire on these platforms?
Monthly allowance credits reset at cycle end on both. Credits you purchase separately never expire on either platform.
Which one is better for AI video generation?
AI Peeps documents video more clearly, with Base and Plus models, talking videos, loops, and clips up to 15 seconds. Secrets AI includes video in its unified Generation Studio for paid members.
Are both platforms private?
Yes. Both state they do not sell your data or browse your conversations, and both delete your data when you delete your account.
Can I use both at the same time?
Absolutely. Many users run the free tier of one while subscribing to the other, which is a smart way to compare before committing to a single paid plan.
Hi, I’m Sam! I’ve been passionate about technology for over a decade, fascinated by how innovative devices can transform our daily lives. As the founder of DeviceDiary.blog, I spend my days testing the latest gadgets, exploring AI innovations, and translating complex tech specs into practical insights.
